Growing up with a big brother can be tough – especially when you are a girl. I am 3 ½ years younger than my brother. That means when he was a senior, I was a freshman. To make matters more difficult, he ran around with several of the guys from the football team. Technically, I…
Patience for budgeting is what makes budgeting difficult for many. A budget simply requires making a list with numbers. Sticking to the budget requires patience, wisdom, and determination. Ic can be tough waiting for something we want. I wanted my husband to be it when I first went out with him, but it took us…