When people start thinking about their debt, they are usually focused on their own future. Very few people understand how their own spending habits will affect the lives of their children. The truth is that your debt will put a burden on your children. The higher the debt, the more enslaved your children will become…
The ringing phone seemed innocent enough, so I answered it. There was no hint of menace in the tone of the voice on the other end. But as his words continued to tumble over the line, I knew that this was a trap. It was yet another credit card offer – promising all kinds of…
Not because they are rolling in the dough – although I wouldn’t put it past them. Mostly because the dough they get comes in such interesting schedules. Just when you think you have it all balanced out, you have a month with no income. Add to that the fact that a tree fell on the…
No matter what the circumstances may look like – no matter how cloudy the skies, how messed up the schedule or how many problems try to make it seem different – today WILL be a good day. It’s not about my situation (although everything I have faced this morning would be a reasonable excuse for…
There is no excuse for sitting around. We all need down time, but there are so many productive ways to use that down time that it is a wonder the television was invented at all. If it were not for my own enjoyment of Dr. Who and Robin Hood then I would probably have my…
There are six glass or crystal bowls in my cabinet. This does not include the nice plastic, ceramic and silver bowls in my other cabinet. I love to entertain, but even I think this is a bit over the top. I’m going to blame it on our wedding (even if it was almost 15 years…
We have a mixed marriage – I am an optimist, my husband is half pessimist half pragmatist. I am a reforming clutter bug. My husband is obsessive about having no clutter (and just as insistent that everything is MINE that is “cluttering” up the house). I am a DIYer and my husband doesn’t even want…
If you want to get to know someone then the only way that is going to happen is to spend time with them. There is no method that you can follow or plan of action that will help you to know every person you come in contact with because every person is different. My oldest…
Being a good wife is not as difficult as it may seem. You can be the super-mom, loving wife, and all around perfect woman with just a few key ideas in your arsenal. Sure, you have to live with a husband, put up with the kids, and find a way to juggle sensuality and sensibility…
It’s amazing how the moment you think you have it all together, it all seems to fall apart. Yesterday was so smooth. I got my work done, got the dishes and laundry done, did some cooking (and some freezing) and even did some exercising. This morning, I got up all excited about another day like…