Care for all the things – home, possessions, and stuff. If you want to be trusted with the big things, you have to be a good steward of the small things.
UNKNOWN CALLER. At least it didn’t announce a potential scam. But this new message on my phone had already tried to call once. All of my Spidee senses tingled. Don’t get me wrong, the message included an official title and name, but I’ve fallen for enough scams to know to verify before I trust. I…
A birthday budget makes “Happy Birthday” a cry for joy and peace instead of a cry of lack and despair. Setting a budget guides the journey and keeps the cart from rolling out of control. Birthdays are great fun around our house. But if I followed my mother’s pattern, it could spiral out of control….
Having to do things gets in my way. Much of the have-tos is not my favorite. I might be able to do them, but I dread them so much that I don’t do them until I have built them into such a big obstacle that it seems impossible. They become the troll under the bridge….
Saving money can be as simple as having a well-planned menu. But anything well planned will require some level of organization. My husband will be the first to raise his hand and tell you I was not born organized. He will probably follow that up with his version of “she’s not even orderly.” But that’s…
Stay on budget to keep finances in control. We are called to be the head and not the tail, which means to owe no man but to love him. But when giving is the driving force, it can be a challenge to stay on target. The key is to have a plan before the first…
Counting the cost of the unexpected expense means having the right plant that you will work so you can set aside the money you will need. There always seems to be an UNEXPECTED expense that pops up and messes with the budget that I have painstakingly put together. Last month, it was an emergency room…
Using what you have is the first rule of savings. That’s the motto I’ve been trying to follow for the last few years. I make gifts from things we have around the house and yard. I repurpose furniture, wood scraps, and other random items into something new and useful. I feel that being creative and…
Sometimes, doing the things you should do looks better on the to-do list than they do in application. Yesterday was crazy around our house. Laundry day is normally a little chaotic, but this one was exceptionally so. I was determined to get everything done at all costs. It surprised me when I actually accomplished most…
You can get it done – no matter what your IT might be. The key is knowing where to focus to find your way to get it done. There is no way that I can get everything done on my to-do list in the amount of daylight that is available to me. If you saw…
Budget plans are the beginning, but you have to be intentional with money if you are going to make a difference in the bottom line. There is no way around it. You can write down as many budgets as you want. Graphs and charts can cover every wall. If you don’t keep up with what…