Budget Breakthrough

The day has finally come. Our budget and our paycheck finally balance. That means that there is no more panic at the end of the month as I try to figure out what to make with a package of dried pasta and canned northern beans (soup – always a soup 😉 ). For several years,…

Saving the Raise

My husband got a raise this month.  After taxes and added dental insurance, it is barely a blip on the pay stub.  It is a raise, though.  And I am determined that we will use it in the best way possible. 1.      We are going to save over the next year.  Each month, I am…

Unity in the Body

A founding member of the church, who faithfully attended services for thirty years and could always be counted on to volunteer, got sick.  The church rallied by her side – the pastor visited, the secretary sent flowers, and the congregation sent notes and cards and prepared meals for the family.  It was a good thing….

Birthday Budget Secrets

Birthdays are great fun around our house. It’s also a time that can be easy to spend uncontrollably. The children deserve it – after all. The truth is that the children could care less. They just want to get together, eat some cake, and have a good time. Because the budgets have been tight in…